Requirements From Foreigners
To get a loan we need from You:
1.
Identification:
- Residence Card (may be temporary) or
- Passport or
- Certificate of EU Citizen
2.
Source of income:
- Contract of employment - since 3 months at minimum
- Contract of mandate - since 6 months at minimum
- If your employment period is (*slightly) shorter, please contact us. We will try to find the right solution together.
3.
Age:
- You are at least 21 but not older than 70 years of age Passport
Loan amount up to 150,000 PLN
loan period up to 120 months
Quick decision
Credit decision even on the same day
Online service possible
Including without leaving the home, 100% remotely
High loan amounts
Maximum amounts available for foreigners
Minimum formalities
Documentation limited to the necessary minimum
Customers from all over Poland
We serve clients throughout Poland
High availability
Over 92% positive credit decisions
Habza Finanse Advisors
Specialists with many years of experience will answer
all your questions and obtain the best loan
Opinions
Check the opinions of people whom we helped in obtaining a loan on attractive terms.
Daniela Covarrubias
5/5
Time was important to me, but I did not want to overpay on the loan. Thanks to the help of advisers, it turned out that a quick and beneficial loan is possible.
Vitalij Fesenko
5/5
Thank you for your patience and for guiding me step by step through the entire loan application process. I heartily recommend!
Representative example
- The maximum Actual Annual Interest Rate (APR) is 8.68%. The content comes from habza.com.pl
- The total amount of the consolidation loan for the repayment of payday loans (without credited costs): PLN 49,999.00.
- The total cost of the loan for the repayment of payday loans: PLN 13,732.85. (including: commission for granting a consolidation loan for the repayment of payday loans PLN 499.99, interest on the loan for the repayment of payday loans PLN 13,232.86, costs of additional services PLN 0, collateral costs PLN 0).
- Total amount to be paid: PLN 63,731.85.
- The commission for granting a loan for the repayment of payday loans is credited. Nominal interest rate 7.99%, 72 monthly installments of PLN 885.16.
- Loan period from 3 to 144 months.
We do not grant credits and loans from our own resources. We do not act as an intermediary in obtaining short-term loans without creditworthiness with a repayment period of the entire amount of up to 60 days (or less).
Representative example: loan amount without creditworthiness – PLN 60,000, commission – 5%, nominal interest – 5.99%, maximum Actual Annual Interest Rate (APR) – 7.37%; total loan amount (without credited costs) – PLN 60,000, total cost of the loan for you – PLN 23,893 (including: commission for granting the loan PLN 3,000, interest on the loan PLN 20,893, costs of additional services PLN 0, security costs 0 ), total amount to be paid – PLN 83,893; commission for granting the loan, credited, nominal interest rate 5.99%, 120 monthly installments equal to PLN 699.11; the minimum repayment period – 4 months, the maximum repayment period – up to 120 months.
We are a credit broker. We do not charge prepayments. Our commission is payable only when receiving the loan and amounts to a maximum of 19% of the loan amount.